Payment Policy

To provide you with flexibility and security at checkout, we accept the following payment methods. All options below are enabled on our checkout page and processed through Shopify Payments and its authorized partners.

1. Express Checkout

For faster one-click checkout, we support:

  • Shop Pay — save your details for one-tap checkout across all Shopify stores.
  • PayPal Express — check out with your PayPal balance or linked bank/card.
  • Google Pay — instant checkout with cards saved to your Google account.
  • Apple Pay — available on Safari (macOS/iOS) and Apple devices with Touch ID or Face ID.

2. Credit & Debit Cards

We accept all major card networks:

  • Visa
  • Mastercard
  • American Express
  • Discover

Enter your card number, expiration date, security code (CVV), and cardholder name at checkout.

3. PayPal

Pay directly through your PayPal account as an alternative to Express Checkout. You can also use PayPal to pay with a linked card or bank account.

4. Buy Now, Pay Later (0% Interest Installments)

Split your purchase into interest-free installments with:

  • Klarna — available for orders over US0. 4 interest-free payments due every two weeks.

Approval is subject to Klarna's standard credit checks and terms. Late or missed payments may incur fees. Please review Klarna's full terms on their website before using this service.

Payment Processing & Security

  • All transactions are processed through PCI-DSS Level 1 compliant gateways (Shopify Payments, PayPal).
  • SSL/TLS encryption protects your payment details in transit.
  • Your full card number is never stored on our servers — only a tokenized reference.

Currency & Billing

  • All prices are displayed and charged in USD.
  • Your card issuer may charge a foreign-transaction fee if your billing currency differs from USD. Please check with your bank.

Order Confirmation & Invoicing

  • Once payment is approved, you will receive an order confirmation email with invoice details.
  • For business or wholesale accounts, itemized invoices are available upon request — email support@habokebackdrop.com.

Refunds & Chargebacks

  • Approved refunds are returned to your original payment method within 3 business days after your return is processed.
  • For purchases via PayPal or Klarna, refunds follow the provider's policy — typically by reversing the transaction or adjusting upcoming installments.
  • If you dispute a charge directly with your card issuer or PayPal, please notify us at support@habokebackdrop.com immediately so we can assist.

If you have any questions about payment options or encounter issues at checkout, please contact our support team at support@habokebackdrop.com. Response within 24 hours on business days (Mon-Fri, 9:00 AM - 6:00 PM EST).